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100% Free
Zero Obligation
Employer
Fully Insured Plans
Employer
Level Funded Plans
Single Owner LLC
Plans
Individual
Marketplace Plans
In fully insured plans, employers pay fixed premiums to an insurance company, which assumes the financial risk and responsibility for covering employees’ healthcare costs, offering predictable expenses and simplified management tools for better experiment
In self-funded plans, or the
level funded plans the employer assumes financial responsibility for employees’ healthcare costs, paying claims directly
instead of fixed premiums
to an insurance company—offering cost control and flexibility in plan design.
A Single Member LLC Health Plan enables solo entrepreneurs to access group-style health insurance through their business, providing enhanced coverage, potential tax benefits, and lower costs compared to individual plans—ideal for self-employed professionals.
Individual health plans provide flexible, personalized coverage through the health insurance marketplace. They’re ideal for self-employed, those without employer-sponsored coverage, offering affordable options tailored to individual
needs and budgets.
The Power of the HSA: Triple Tax Advantage
Tax-Deductible Contributions
Contributions to an HSA
are either pre-tax (through payroll deductions) or tax-deductible
(if you contribute directly).
This reduces your taxable income, helping you save money upfront.
Tax -Free Growth
Funds in the HSA can be invested in mutual funds, ETFs, or other
investment vehicles (depending on
the provider). Any interest,
dividends, or capital gains
grow tax-free, increasing your
account value over time.
Tax-Free Withdrawals
When used for qualified medical expenses, withdrawals from an
HSA are completely tax-free.
Qualified expenses include
doctor visits, prescriptions, dental, vision, and even some over-the-
counter medications.
Your Trusted Partner in Protection
At Primus Insurance Agency, we believe in building long-lasting relationships based on trust and transparency. Our experienced agents are dedicated to understanding your needs and providing expert guidance. We're not just selling policies; we're offering peace of mind.
Personalized service and attention to detail.
Access to a wide range of top-rated carriers.
Clear explanations of your coverage options.
Ongoing support and policy reviews.
🏘️ Trusted by the Diamond District Community
At Primus Insurance, individuals, entrepreneurs, and small businesses in the Diamond District count on us for reliable, personalized health coverage. From single-member LLCs to growing teams and individuals navigating the Marketplace, we provide expert guidance with a local touch. As members of this community ourselves, we're committed to protecting what matters most — with care you can count on, and support you can trust.
Discover how Primus Insurance Agency custom-tailor's solutions to protect what matters most to you. Experience comprehensive, caring, and connected coverage for every aspect of your life.
Testimonials
Jasmine Richards
After comparing dozens of policies, [Insurance Company] saved me over $1,200/year with better coverage. Their agent explained every detail in plain English—no pressure, just honest advice
Monica Chandler
Switching to Primus was the best financial decision I made this year. My rate is half what I paid before, and the online portal makes managing everything a breeze.
Thomas Krazinski
Opted for Primus's business insurance after shopping around. Peace of mind with their straightforward coverage and reliable claims process. Pretty solid choice for any business.